VA HOME LOAN EXPERT FOR TACOMA, SEATTLE AND WA STATE, “WEST POINT 77″
I am a US Army veteran(USMA 77) mortgage broker with many years’ experience, specializing in providing VA Home Loans to service members, retirees and veterans. I also am just as effective with any other demographic with Conventional, FHA, USDA and niche scenarios like Fannie Mae’s Home Path Home, Jumbo Loans and Rehab programs.
I chose the mortgage broker model over working for a large direct lender as I feel consumers need high quality choices with small, locally run businesses that offer distinct rate/cost and efficiency advantages by the manner in which loans are originated in the market. The mortgage broker is to residential lending as what Costco Wholesale is to grocery and department store retail. It’s all about what part of the home financing process you value most! The good news is, there is no trade off with exceptional service delivered with the most competative interest rate/fees in the market!
“We work for you, not the bank”! ® is not just a tag line…it’s something I work for every single day when I pick up the phone to start a new relationship. I look forward to taking your call at 253-921-2934 or email me at firstname.lastname@example.org and giving you my very best!
ADVANTAGES OF WORKING WITH A MORTGAGE BROKER!
- EFFICIENT….REALTORS LOVE OUR ON TIME CLOSINGS!
- TRUE ONE STOP SHOPPING, THERE IS A PROGRAM FOR EVERYONE.
- OUR ABILITY TO SHOP FOR YOUR MOST COMPETITIVE INTEREST RATES ON A DAILY BASIS
- MORE COST EFFECTIVE DELIVERY SYSTEM. NO RETAIL, OFFICE LEASE, OPERATIONS OR MARKETING COSTS MARK UPS
- NO OUT OF STATE CORPORATE OFFICE…NOT A BRANCH, BUT A TRUE LOCAL BUSINESS
- NO CORPORATE BUREAUCRACY
- I PICK UP THE PHONE, NO ANSWERING SERVICE FILTERS
- ALWAYS AVAILABLE AFTER HOURS WHEN YOU NEED ANSWERS FAST
- YOU HIRE A VET EVERY TIME YOU CALL ME…THANK YOU VERY MUCH!
253-921-2934 PH VANCE@RALLYPOINTMORTGAGE.COM EMAIL
NMLS # 57260
LOAN PROGRAMS(please click on the Link for More Details):
VA HOME LOANS: #1 Choice among Active Duty and Retired Service Members and their families, Zero Money Down. VA IRRRL(Streamline Refinance). NO APPRAISAL OR CREDIT UNDERWRITING REQUIRED! 2nd time use allowable. Please call for details. GET PRE APPROVED HERE!
USDA HOME LOANS; Great no money down program with great interest rates! Fantastic for First Time Homebuyers! Many areas in Pierce County qualify. Ask about this one!
FHA HOME LOANS: Only 3.5% Required for Down Payment for Home Purchase. Popular with 1st Time Homebuyers. Streamline Refinance also.
CONVENTIONAL HOME LOANS: Requires a minimum of 5% down. If you can put a 20% down payment, no mortgage insurance.
JUMBO HOME LOANS : Loans above the standard conforming loan limit of $417,000 are either considered conforming high balance loans or jumbo loans. We have great rates!
REHAB HOME LOAN PROGRAM : Now you can purchase a property that needs some rehab work, and do it all with one permanent loan! Part of the FHA program that encourages home ownership with low down payments and easier terms.
HOME PATH HOME LOANS: Here is another great loan program for anyone looking for a low down payment option of just 5% and NO MORTGAGE INSURANCE! Huge savings here! Expanded Seller contributions also allowed and a First Look ™ program giving owner occupants the chance to purchase the property during the first 20 days of listing. No investors allowed!
MAKING HOME AFFORDABLE, HARP 2.0 : This program was developed to give under water home owners who have been making on time mortgage payments an opportunity to refinance. Homeowners who were previously more than 125% under value, now been able to take advantage of this program. Please click here for eligibility or give me a call.